Pakka Khata is an Android app for keeping udhar records and a cashbook. Everything you write in it stays on your phone. We do not have a server that receives your records, and we cannot see them.
Who we are
Pakka Khata is made by Vempus. In this policy, "we" means Vempus and "you" means the person using the app.
What the app stores, and where
Your business name, UPI ID and business type.
Names, mobile numbers, and if you add them, addresses and GSTINs of the customers and suppliers you add.
Amounts you gave and got, money in and out of your cashbook, notes and dates.
Photos and PDFs of bills, if you add them.
All of this is kept in the app's private storage on your phone. It is not sent to us or to anyone else.
What we collect
Nothing. The app has no account, no login, no ads, no analytics and no tracking. It does not send your records, contacts, location or usage to us or to any third party.
Phone permissions
Camera, only when you choose to take a photo of a bill.
Notifications, only if you turn on the morning list of dues. The list is made on the phone.
Fingerprint or screen lock, only if you turn on the app lock. The app never sees your fingerprint; Android checks it.
Contacts: the app does not read your contacts. When you tap "Pick from contacts", Android shows its own picker and gives the app only the one contact you choose.
Files: the app does not read your files. When you open a backup, a bill PDF or a customer list, Android shows its own file picker and gives the app only the file you choose. A customer list is read on the phone and added to your khata there.
The app never reads SMS or call logs and never asks for your location or microphone.
Things that leave the phone only when you send them
Reminders. When you tap "Send on WhatsApp" or "SMS", the app opens WhatsApp or your SMS app with the message typed. You choose whether to send it.
PDFs, Excel (CSV) files, QR codes and backup files. These are made on the phone and handed to Android's share screen. Where they go is your choice.
Android backup. If backup is on in your phone's settings, Android may copy the app's data to your own Google account, as it does for other apps. We cannot see that copy.
The pay link
Reminders can include a link to pakkakhata.vempus.com/p. Your UPI ID, business name, amount and the customer's name are written after the "#" in the link. Browsers never send that part to the server, so the page shows them without our server receiving them. The page stores nothing and has no tracking. When your customer pays, their UPI app pays your bank directly. Pakka Khata never holds, moves or sees the money.
Like any website, the hosting service that serves the page may keep short technical logs (such as IP address and time of the request) to keep the service running. These logs do not include the part of the link after "#".
Your control, and deleting your data
Every record can be changed or deleted in the app.
Uninstalling the app, or clearing its data in Android settings, deletes everything it stored on the phone. Save a backup file first if you want to keep it.
A copy made by Android backup lives in your own Google account. You can delete it in your phone's Google backup settings.
Backup files, PDFs and Excel files you saved or shared are yours to delete wherever you put them.
Pakka Khata has no account to close. Because we do not hold your data, we cannot recover it for you, and there is nothing to request from us.
Children
Pakka Khata is a business tool for adults. It is not made for children.
India's data protection law
Under the Digital Personal Data Protection Act, 2023, you are responsible for the personal data of customers and suppliers that you record in the app, and you should record only what you need for your business. We do not process that data, because it never reaches us.
Changes
If this policy changes, the new version will be on this page with a new date. If the app ever starts sending any data off the phone, this policy will say so before that version is released.